Privilege Home Insurance:

"Buildings Insurance

- We don't just cover things like walls, roofs, patios and driveways, we also cover permanent fixtures like kitchen units, bathroom fittings, and fitted wardrobes.

- We even include outbuildings like garages and sheds.

- Your cover also includes frozen or burst pipes.

- If you have a household emergency like an overflowing manhole cover or storm damage, call our free Home Emergency Service to get it repaired as soon as possible.

- If your home is uninhabitable because of something like broken windows or drainage problems, we'll pay for you to stay somewhere else.

Contents Insurance

- We don't just cover the possessions in your home, we cover belongings in garages and sheds.

- Your cover includes the contents of your freezer up to £250.

- If your keys are stolen, we'll provide you with replacement locks and keys (up to £250).

- We cover the deeds of your home, and will arrange a new copy if they are lost or damaged.

- We automatically increase cover by 10% at Christmas time and around the time of a family wedding.

- If you make a claim we'll replace your old items with new ones.

Cover outside the home

- If you move somewhere else for a while, like to university accommodation, we'll cover the belongings you take with you.

- If you take out Personal Possessions Cover, your belongings are covered wherever you happen to be in the UK.

- We cover your belongings whenever you move home.

- We cover your garden's contents too.

- If your credit cards are used without your permission, we'll pay out any financial loss."

If you have been tempted by this, here's the link: